The balance sheet for globally complex wealth.
Built for people earning, saving, and investing across multiple countries. Track every account, currency, and property in one view — then plan decades ahead with the precision your career deserves.
Free to start. No credit card. No bank login required.
Built in Switzerland. Made for the world.
Track it. Reconcile it. Plan decades ahead.
See It All
Every account in every currency. Every property in every country. Real estate, retirement, alternatives, debt — one balance sheet. No spreadsheets, no broken bank connections.
Reconcile Across Currencies
Watch month-over-month changes split into real growth vs FX impact. The math finally tracks the way you actually live: paid in CHF, saving in USD, owning property in CAD.
Plan 50 Years Out
Tax brackets across three countries. Real estate cash flow with tranche-level mortgages. Monte Carlo, sequence-of-returns risk, actuarial longevity. Plan the way the pros do.
Start simple. Grow with your wealth.
Single-Currency Start
“I want to know my net worth in one currency”
3 accounts, 5 min/month
- Dashboard
- Net worth tracking
- History
Cross-Border Builder
“I earn in one currency, save in another, plan in a third”
Multi-currency, FX reconciliation, scenario planning
- Everything in Single-Currency Start
- Reconciliation
- Budget tracking
- Education planning
Global Wealth Manager
“Real estate, alternatives, partner, kids, decades-out planning”
Full suite, multi-entity, household sharing
- Everything in Cross-Border Builder
- Real estate tracking
- Alternative investments
- 50-year planner
- Insurance tracking
See It In Action
Explore Hy-Worth with sample data — no account needed.
Privacy is the feature.
Bank-level encryption
Never sold. Never shared. Never used for ads.
Export or delete your data anytime
No bank logins. No Plaid. Manual + CSV only.